Bank Specific Determinants of Stressed Assets: A Study of Indian Public Sector Banks | Original Article

ABSTRACT:

Stressed assets is a severe problem associated with entire banking system of the nation, public sector banks are in very dangerous situation where level of this stresses assets is increasing year by year with an alarming rate. Banks are very crucial and significant part of entire financial system, if there is a defect in the system, definitely it will sooner or later badly affect the overall growth of the country. There are various factors which affect loanadvance assets of the banks, some of them are external or macroeconomic and some are bank specific. This study is an effort to derive impact of some bank specific variables on stressed assets of public sector banks. Study also examine the movement of Gross and Net NPA of public sector banks during 2003-2016.