Now a Days Bankers As Facing Criticism from the Different Stake Holders Like Financial Institution, Credit Rating Agencies, Government on Account of Demonetization and Robust Growth of Non-Performing Assets. Indian Banking Sector Is One of the Key Economic Sector of India. the Performance of Banks Directly Impacted the Performance of Whole Economy. the Performance of the Banks Depend on the Economy Policies of the Government and the Environment Prevailing In the Economy As Well As the Performance of the Employees Which Is Leads By the Motivation and Mental Health of Employees. Growth on Npa Leads Decrease In Profitability That Further Lead to Delay In 11Th Bipartite Settlement and Low Offering of Increment By Iba. Increase Day to Day Environmental Competition In Banking Sector Putting Pressure on Bank Employees. the Bad Name of Bank Due to High Npa and Big Industrialist Who Defaults Their Payment Creating Bad Image In Public. So, Now the Public Also Start Complaining to Banker About Their Npas. That Put Pressure of Moral and Motivation of Banker That Further Leads Decrease In Job Satisfaction of Bank Employees.