Cooperative Banking Has Been Playing a Crucial Role Inthe Development of Rural Economy and Work As a Backbone of Indian Financialsystem. These Banks Are Playing a Main Role In the Achievement of the Goal Offinancial Inclusion. These Banks With Their Extensive Branch Network Andlocalized Operational Base, Also Engage In Recreation of the Developmentprocess, Credit Delivery and Deposits Mobilization In Rural Areas. So, Anattempt Has Been Made In This Paper to Study the Cooperative Banking In Thestate of Haryana. the Present Paper Only Focuses on the Short & Medium-Termrural Cooperative Banks Working In the State of Haryana Which Is Predominatelya Rural Economy State. the Origination of Co-Operative Credit Institutions(Ccis) In India Was Made Nearly 120 Years Back With the Founding Principles Ofself-Help and Mutual Help. With the Passing of Co-Operative Credit Societiesact 1904, the Official Efforts Were Started to Eradicate the Peculiar Peasantryproblems and Other Financing Problems of Common Public and That Is Continuingeven Today Through Various Committees and Legislations. the Face and Pace Ofccis Has Changed Drastically Due to the Competition from Commercial Banks,Undue Political Interference, Scams In Co-Operatives and Failure/Closure Ofvarious Co-Operative Banks. the Co-Operative Banks Which Were Previouslyconceived As the Best Substitutes For Money Lenders Have Been Struggling Forsustenance. However These Banks Have Played Vital Role In Making Availableshort and Long Ter ...