Performance Evaluation of Co-Operative Banks of Telangana – An Empirical Study | Original Article

ABSTRACT:

The Co-operative Banks of Telangana approach to risk management is examined in this article. As a result of the ever-changing nature of the market, the growth of technology, the shifting wants of consumers, and other factors, banks in the contemporary period are forced to deal with several financial crises and issues. Banking in India has been around for more than two centuries. In 1786, it began its trip. After the nationalization of banks in 1969, the industry underwent a major transformation. The liberalization, privatization, and globalization policies of the government aided the fast growth of this business. From lending and purchasing to other financial amenities, banking liberalization and economic reforms in India opened up various avenues for the banks. Because of this, banks began to see several beneficial developments and subsequent growth. This was a significant development in the Indian financial landscape. The cooperative bank's most pressing worry is the growing volume of nonperforming assets (NPAs) (NPAs). The entire risk exposure associated with banking operations necessitates a systematic risk management approach. Co-operative Banks in India were examined in this research for their risk management practices. This research relied on secondary data.